Retirement Stress Tests
We run over 600 simulated retirements to get a sense of how your situation would handle significant market swings or increased inflation. This will give you more peace of mind by understanding how to navigate through major market shocks.
Retirement Income Planning
Identifying and establishing sources for your income for retirement is one of the most important decisions you will make. We’ll help you identify retirement income options that are a good fit for your unique situation so that you can sleep better at night.
Social Security Planning
We help you decide the best time to begin taking Social Security income. We can help you see the big picture and together come up with a game plan that strives to maximize your income and minimize your tax burden.
Investment Selection and Guidance
We can help you manage your investments so that you don’t have to handle them on your own. With our process, we’ll help align your investments with your tolerance for risk while trying to keep your administrative costs down. We believe in fee transparency and will help you understand any associated costs and the value received.
Portfolio Stress Tests
Increases in interest rates, inflation, or stock market volatility can all play a significant role in your portfolio returns. We can illustrate for you the impact these scenarios can have on your portfolio. We can also show you what you can likely expect from your portfolio if there would be a recession or even a ‘black swan’ event like the 2008 financial crisis.
College Planning
Costs continue to rise, so it’s important to know how this impacts your plans in paying for college down the road, how much you’ll need to save based on the amount you want to cover for your children. Taking advantage of tax credits, depending on your state of residence, is also a critical piece in saving for college.
Aligning Your Values with Your Money Decisions
Investment decisions don’t happen in a vacuum. Typically, clients’ investment philosophies are driven by their values and what they hope to accomplish throughout their life. We aim to help you tie your investment decisions to what’s important to you in creating a lasting legacy.
Cash Flow Planning
Keeping track of income and expenses can be daunting. We can help you create a structured budget, so you know where you have more freedom in how you spend.
